Pretending to be your friend. The at-fault insurance adjuster may pretend to be genuinely concerned about your injuries and sound like he or she wants to process your claim as soon as possible. What the adjuster is really trying to do, is make you feel comfortable so that you provide details about the accident and injuries that they can possibly use to their advantage to deny or reduce the value of your claim.

 

Requesting a recorded statement. The at-fault insurance adjuster will attempt to ask you for a recorded statement, making it sound like this request is a routine part of the claims process. This is a recorded conversation that could later be used against you and your claim – including trial. Don’t let the adjuster fool you into giving a recorded statement as you are not required to.

 

Asking to sign a medical authorization. You should never agree to sign the at-fault insurance company’s blanket medical authorization. They want you to sign this form so that they can review all your past medical records to look for pre-existing injuries or any other information that could hurt or reduce the value of your claim. Your past medical information is private, and the adjuster is not entitled to it.

 

Friending/Following you on social media. This is a tactic that the at-fault insurance company will use to try to collect any kind of information pertaining to the accident and/or photos that suggest that your injuries are far less serious than you are claiming. Until your claim has been settled, you should be very cautious about what you post on all social media.

 

Making a quick settlement offer. If the at-fault insurance adjuster knows that you have a valid claim, he or she may try to make a quick settlement offer. In most cases, they do this to try to get you to settle the claim for far less than what they know it’s worth.  Remember, the insurance company is always looking out for their best interest, not yours.

 

Learn More:  https://thefernandezlawgroup.com/personal-injury-lawyers/